Get Help with Blue Cross Blue Shield
Blue Cross Blue Shield is one of the largest insurance companies out there, and they will surely have some coverage to take advantage of. They have different types of coverage plans and services, so their network potentially covers the entire state of Illinois. However, each individual will have a different amount of addiction treatment coverage, depending on their specific plan. No matter what, we can help you sort through all of the necessary information. Blue Cross Blue Shield offers two major types of plans for residents of Illinois:
A preferred provider organization means that, whether the hospital accepts your insurance or not, you get a discount of some amount off of your medical bills. Blue Cross Blue Shield offers three different coverages: Bronze, Silver, and Gold. These three levels of PPO coverage ensure that customers have different copay options and coverage areas, depending on your individual needs. Most importantly, all the aforementioned plans include substance abuse treatment coverage. However, copay, deductible, and coinsurance information may vary.
A health maintenance organization plan means that you will get a discount on healthcare costs when receiving treatment from only a healthcare provider that accepts your insurance. Consequently, any medical facility that does not accept your insurance provider may ask you to pay full price for care. As usual, substance abuse treatment is covered by all HMO plans, but deductible and copay details may vary as well.
Understanding Where to Start
The different insurance plans have varying coverage maps and service coverage. PPO plans may have higher monthly premiums than HMO ones, but PPO plans usually have a wider network of doctors and hospitals to choose from. Let us help you sort through the complicated insurance information, so call at 402-268-9960 and find addiction help today.
Discover Your Options
Blue Cross Blue Shield in Illinois has a few coverage plans with different levels of coverage in order to make the insurance process simple. Even if your insurance does not cover your addiction treatment, you can still find assistance.
Medicare and Medicaid
Medicare and Medicaid are both alternatives to paying for addiction treatment if your coverage plan does not include substance abuse. Your unique circumstances such as severity of addiction, insurance plan, and other factors will be taken into account when qualifying for Medicare or Medicaid.
Navigating Through Insurance Information
Sifting through all of the possible insurance companies, plans, and alternative payment methods can be challenging. In response, we can guide you through the process with a simple overview of where to look. For instance, larger insurance companies like Blue Cross Blue Shield often have mental health or substance abuse sections on their websites. Within those sections, you can find more information on that insurance company’s specific substance abuse coverage. Meanwhile, other patients want to know more about specific facilities in Illinois.
In Illinois itself, Medicaid also covers substance addiction treatments for adults with alcohol or drug dependency. Furthermore, many rehab centers in Illinois offer payment plans for those who don’t have insurance coverage to pay for their care. Also, some centers offer their services on a sliding fee scale, so you may not have to deal with insurance or Medicare at all. There shouldn’t be a large price to get healthy again. Reach out to your insurance company and see if substance abuse treatment is covered under your plan.
We want to make sure that you are in touch with the right people to get clean. Finances don’t have to stop you, so call today at 402-268-9960 and set your next steps to achieve sobriety.
Find Treatment Today
Searching for and understanding insurance coverages doesn’t have to be stressful. We can help by making the process a little simpler and easy to understand for you. Knowing the difference between HMO and PPO is an important part of getting the best care from Blue Cross Blue Shield. Luckily, substance abuse treatment is covered for many patients through their plans with Blue Cross Blue Shield. Reach out to your insurance company today to see if addiction care is covered under your plan.
Of course, there are more options than getting coverage through an insurance company Alternatively, Medicare and Medicaid can be used if you qualify. Medicaid in the state of Illinois has great outpatient and residential service coverage. On the other hand, payment plans and sliding fee scales can be used if no other alternative exists.
There are Experts Waiting to Help
Anyone of our neighbors could be suffering from the painful life of substance abuse, so caring for others is our top priority, regardless of your financial situation. Keeping this in mind, we can help you put together a plan to improve your life. In short, we can guide you along the path to recovery at 402-268-9960.